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ChatGPT: everything you need to know

chatgpt

Estimated reading time: 10 minutes

It was November 2022 when a revolutionary tool appeared on the market. A platform capable of answering all your questions in a matter of seconds. Who writes complete texts and even talks to you.

If you read the title of this article, you already know that we are talking about the famous ChatGPT. But do you know everything about him? 

Despite his immense fame, ChatGPT is still a mystery to many. Therefore, in this article, we will show you the story behind this tool, how it works, what its features are and how it can be a great ally in your programming in code

Are you curious? Then, keep reading and discover everything about ChatGPT!

What is ChatGPT?

Typing in chatgpt on your laptop

To understand this question, we first need to talk about the story behind ChatGPT. This tool is the result of years of research and development in the field of artificial intelligence, especially natural language processing (PLN). 

ChatGPT is based on an AI model called GPT, which stands for generative pre-trained transformer or Pre-trained Generative Transformer. It was developed by OpenAI, an artificial intelligence research company founded in 2015 by a group of entrepreneurs and scientists. 

Including, Elon Musk was one of the founders of OpenAI, along with Sam Altman, Peter Thiel, Reid Hoffman, Jessica Livingston, among others. However, Musk decided to step away from the company after a few years. 

The goal of this organization is to develop AI that benefits humanity as a whole, without being controlled by private or government interests. After many tests and initial launches, in November 2022, ChatGPT as we know it today finally emerged. 

Now let's talk about “What is ChatGPT”!

The ChatGPT that we know and use today uses GPT-3 as a base, that is, it uses the same artificial intelligence model that was created by OpenAI, but with some adaptations and improvements. In practice, Chat is an application that allows users to chat with GPT-3 through a text interface. 

It is capable of generating answers to users' questions and requests using its large database, which contains billion words extracted from internet texts, books, articles, news and others. It is also capable of generating original and creative content, such as:

  • Poems;
  • Stories;
  • Codes;
  • Essay;
  • Songs;
  • Parodies.

How does ChatGPT work?

As you have already seen, ChatGPT operates from a large database. But how does this work? 

This huge database is used to train the artificial intelligence model, which learns to recognize:

  • Standards;
  • Relations;
  • Contexts;
  • Meanings of words.

So, when the user types a prompt, Chat will analyze and search its database. At this point, it searches for words that are most likely to appear next, according to the logic, grammar and style of the text. Finally, it generates a response that tries to be coherent, relevant and interesting for the user.

What are ChatGPT prompts?

You prompts are simple to understand. They can be defined as a way to encourage or request user input. In practice, they are words, phrases or texts that you type and that are used to ask or say something to ChatGPT. 

You can do prompts of various types, such as questions, requests or conversations. For example, if you want to know more about what prompts, you can make a prompt like this: “What is a prompt?” and ChatGPT will explain to you: 

Image: Reproduction / ChatGPT

What are the functions of ChatGPT?

Have you already understood what ChatGPT is and how it works through prompts. Now, let's see some of the main functions it can perform: 

Provides answers

ChatGPT can provide answers to users' questions and this includes a range of topics. It can answer everything based on information published up until January 2022, which was its last knowledge update. In other words, after this date, GPT does not have access, therefore does not respond to current affairs

But, you may ask “Who were the last 5 World Cup champions?” and he will answer you: 

Image: Reproduction / ChatGPT

Helps with writing and reviewing texts

In addition, ChatGPT can also help with writing and reviewing texts of the most diverse types. It will help you in the way you describe in the prompt, whether asking for tips, suggestions or text examples. 

If you ask “Write a poem about no-code”, it will give you this answer:

Image: Reproduction / ChatGPT

Help with language learning

ChatGPT can also help with learning new languages, acting as a kind of translator or even practicing vocabulary. 

Imagine you are in France and want to buy a Croissant. ChatGPT can help you with this, just ask “I need to buy a Croissant in France, what is the best way to order?” and he will respond: 

Image: Reproduction / ChatGPT

Provides lists of the most diverse

ChatGPT can help you with ideas through the most diverse lists. Let's imagine you have a son and you want name ideas, just ask “Give me five name ideas for girls” and he will respond: 

Image: Reproduction / ChatGPT

Works as a chatbot

Finally, ChatGPT can function as a chatbot, i.e. a robot that talks to users through a text interface. Imagine you are bored and want to chat with a friendly robot. 

You can say “I’m bored GPT, tell me a joke” and he will respond: 

Image: Reproduction / ChatGPT

What are the advantages of using ChatGPT?

After understanding all its features, you may be wondering “how can ChatGPT be beneficial for my personal or professional daily life?”. Rest assured, we will answer this below:

Allows access to countless information

As we explained, ChatGPT has access to thousands of information instantly. This can be great for learn something new, whether it’s a recipe or professional research. 

Provides 24-hour support

It is also available to users at any time of the day or night. So even if you are a more active person in the early hours of the morning, you won't have any obstacles when using ChatGPT. 

Works quickly

Certainly, the advantage that stands out most when we talk about ChatGPT is its speed. This helps a lot with productivity and quality of work. 

It is a tool for education and work

In addition to all this, ChatGPT can be a tool that helps users' education and work in several ways. For example, it can be used for students who want create a study schedule for Enem or by application developers looking for quick answers to a problem. 

How can ChatGPT work in codeless programming?

If you parachuted in here and don't know anything about no-code programming, we suggest take a look at our blog and discover everything about this revolutionary way of creating apps. 

But, if you follow us, we will show you 3 situations in which ChatGPT can be your ally when it comes to program without codes

Assistance in creating apps

Imagine you're creating your app, but you can't quite define your goal to begin with. ChatGPT could be that assistance you need to kickstart your project. Furthermore, it can help with practical examples in accordance with apps development good practices.

Task and process automation

ChatGPT can be a great ally in creating automated workflows, which connect different applications and services, and which perform actions quickly and intelligently. With it you can, for example, define the triggers, conditions, actions and results of the flows. 

Data analysis and insights

ChatGPT can do code-free data analysis using platforms like Power BI, Tableau, Google Data Studio, etc. Believe me, if you are organizing data, GPT can be a facilitator of this process, providing good insights

Discover No-Code Start-Up!

Now that you know everything about ChatGPT and how it can be an ally in no-code programming, how about starting your journey into the world of codeless programming?

Here at No-Code Start-UP, you will find the best and most complete content to help you with your studies. 
Learn the differences between no code and low code tools with our articles and stay up to date with our no-code wave!

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The market is changing – fast. Artificial intelligence is no longer a trend, it has become a necessity. Companies are cutting costs, optimizing operations and looking for specialists to implement AI in their daily lives. And this is exactly where the AI profession comes in. AI Agent Manager.

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Artificial intelligence (AI) is reshaping the way the financial sector operates, from risk analysis to the automation of complex processes. More than a trend, AI has become a strategic tool for financial institutions that want to increase their efficiency, reduce costs and offer personalized experiences. Within this scenario, the use of AI agents for finance has been gaining ground as a practical and accessible application for companies of all sizes.

Financial dashboard with automated charts and visuals representing artificial intelligence

AI Software Development in the Financial Sector

Creating AI-based solutions in the financial context requires robustness, security, and adaptability. Developing this type of software requires an architecture that is prepared to handle large volumes of data, continuous learning, and the ability to provide accurate insights.

In addition, systems need to be able to handle sensitive data, integrate with multiple sources (such as banks, brokerages, and ERPs), and adapt quickly to regulatory changes in the industry. Flexibility and modularity are core elements of any AI architecture for finance.

Integration with Existing Infrastructures

Much of AI’s success in the financial sector depends on its integration with legacy systems. This includes internet banking platforms, CRMs, payment gateways, and compliance tools. Using NoCode platforms such as make up or N8N allows you to create effective connections without the complexity of traditional development.

By the way, if you want to experience in practice how to integrate financial flows with AI, No-Code Start-Up provides a free N8N course with full video on YouTube. It's a great opportunity to explore real automations and understand how to structure secure and intelligent integrations in an accessible way.

With this approach, banks and fintechs can activate intelligent flows based on real data, such as automatic sending of alerts, personalized segmentations and recommendations based on consumer behavior.

Challenges in AI Development for the Financial Sector

Despite the enormous potential, there are challenges that need to be considered. Among the most relevant are:

  • Data quality: models are only effective if fed by clean and organized data.
  • Explainability: It is essential to understand how the AI arrived at a particular recommendation.
  • Cultural resistance: Traditional teams may resist adopting automation and algorithm-based decisions.

As highlighted by Deloitte, the combination of data governance, team training and ethical monitoring of AI is essential to mitigate risks and generate consistent results.

Security and Regulatory Compliance

The financial sector is one of the most regulated in the world. Therefore, all AI applications must comply with standards such as LGPD, GDPR and Central Bank regulations.

The adoption of good practices Data Privacy by Design, end-to-end encryption and role-based access control are just some of the basic requirements. Platforms such as Xano offer robust infrastructure with a focus on security for those who want to develop financial backends with AI.

Digital security illustration with padlock and financial data, symbolizing protection and compliance in AI application

Software Scalability and Resilience

As AI becomes a critical part of operations, it is necessary to ensure that systems are scalable and resilient. This means being able to grow as demand dictates, without compromising performance or security. Cloud computing and the adoption of microservices are essential strategies in this journey.

Companies like Goldman Sachs and Bank of Brazil have already demonstrated, in different contexts, how AI models can be deployed gradually, safely testing hypotheses before scaling to the entire operation.

AI Agents for Finance: Use Cases and Applications in the Financial Sector

1. Automated credit analysis

Companies like Credits use AI to evaluate hundreds of variables — including banking history, spending habits, and public data — to offer personalized credit. This reduces default rates and expands access to credit in a fairer way. According to McKinsey, automation can reduce analysis time by up to 70%.

2. Fraud prevention

O Bradesco and other institutions have implemented machine learning models that detect fraud based on behavioral patterns. When a transaction deviates from the pattern, the system triggers an automatic block or sends an additional verification to the user. According to Visa, the use of artificial intelligence helps prevent fraud totaling approximately US$14T25 billion.

3. Automated investment management

Robo-advisors like the ones from XP Investments use algorithms that analyze investor profiles, financial goals and market conditions to assemble and rebalance portfolios autonomously. CB Insights highlights that these systems are democratizing access to quality financial services, previously restricted to large investors.

4. AI-powered customer service

O Itau has incorporated AI into its digital channels, allowing customers to renegotiate debts, request second copies of bills or consult invoices using natural language. This reduces response time, improves customer experience and frees up human teams for more complex cases. According to Accenture, up to 80% of first-level banking interactions can now be automated using artificial intelligence.

5. Cash flow forecast

Financial management startups use AI agents for finance that integrate data on accounts payable and receivable, seasonality and market trends to predict cash flow for the coming months with high accuracy. Based on this information, more assertive decisions can be made. Harvard Business Review reinforces that this approach reduces the margin of error in financial projections and improves strategic planning.

The Role of AI Agents for Finance

Among all the applications, the AI agents for finance stand out for their versatility and accessibility. They function as intelligent “copilots”, performing tasks such as:

  • Automatic generation of financial reports
  • Sending alerts about targets or deviations
  • Predictive profitability analysis

Using platforms such as Dify and OpenAI, it is possible to configure these agents with natural language, making them easier to use even for those without technical training. This expands access to data intelligence in the financial sector.

The Future of AI in the Financial Sector

Artificial intelligence in the financial sector is no longer a distant promise — it is present in strategic decisions, customer service, and risk management. The adoption of technologies like AI agents for finance represents a leap forward in digital maturity. As technical challenges are overcome and platforms become more accessible, companies of all sizes will be able to use AI not only to automate, but to evolve.

Organizations that master the use of AI ethically, safely, and strategically will be ahead in delivering value and conquering the market. The future of finance is predictive, integrated, and data-driven — and it starts now. Want to learn how to build your own AI-powered financial agents without coding? Access the AI Agent Manager Training and discover the most practical way to apply all this in your context.

How AI is changing the market can be observed in practically all sectors of the economy, and this change is intensifying every day. Artificial intelligence (AI) is being recognized as a disruptive force that is profoundly reshaping the global market. From simple tasks to complex decisions, it has been integrated into processes in various sectors, transforming the way people work, consume and manage businesses.

Furthermore, when observing the effects of this transformation, it becomes clear how much the job market is being reconfigured: new opportunities arise, some professions lose ground and others adapt or are reborn with the support of technology, which demonstrates how AI is changing the market in a broad and profound way.

How AI is changing the job market

AI is accelerating the automation of repetitive and operational tasks. AI systems are already being used to efficiently perform:

  • Customer service with chatbots.
  • Predictive data analysis for sales and marketing.
  • Automated financial and audit processes.
  • Inventory control and logistics.

These changes not only reduce operational costs, they also require the workforce to be retrained for new roles, which reinforces how AI is changing the job market with great intensity.

Representation of people and artificial intelligence collaborating in different professions

Professions affected by artificial intelligence

According to PwC's report on the future of work (source), it is estimated that up to 30% of human tasks could be automated by the mid-2030s. This data shows, in practice, how AI is changing the job market and skills requirements.

Some of the roles most impacted by AI include:

  • Telemarketing operators
  • Administrative assistants
  • Data Analysts (some tasks being replaced by generative AI)

On the other hand, new functions emerge, such as:

  • Prompt Engineers
  • Automation experts with NoCode
  • Conversational Experience Designers
  • Intelligent Agent Managers

Those AI agents, for example, have been increasingly used in companies seeking to automate decisions and perform tasks with minimal human intervention. According to an analysis of the The Verge, large companies such as OpenAI, Google and DeepMind are investing heavily in the development of these systems, which can already act independently in complex corporate processes. They are designed to operate autonomously, learn continuously and integrate with other technologies — which makes them key players in the ongoing digital transformation.

What's Happening Now: How AI is Changing the Marketplace in Numbers

The AI market is experiencing exponential growth. The sector is estimated to surpass US$ 500 billion in value by 2027. There is a global race for innovation, with startups, large companies and governments investing heavily in:

  • Generative models (like ChatGPT)
  • Robotic Process Automation (RPA)
  • Artificial intelligence applied to health, education, law and agribusiness

This movement demonstrates how AI is being positioned as a strategic asset for growth and competitiveness.

Suggested reading:

AI Agent and Automation Manager Training

What are the negative aspects of AI in the job market?

Despite promising advances, important challenges also arise:

  • Structural unemployment: functions terminated without sufficient time for requalification
  • Digital inequality: not everyone has access to technological education
  • Technological dependence: companies become hostages of platforms and algorithms
  • Ethical and privacy issues: inappropriate use of data and biased automated decisions

These factors require public policies, business leaders and civil society to debate limits, transparency and responsibilities in the use of technology.

People using AI tools in a modern workplace

Opportunities and the future of work with AI

The key is in the conscious adaptation. The future of work will be driven by:

  • Continuous learning and professional requalification
  • Mastery of AI tools and NoCode platforms
  • Creating new business models based on data and automation
  • Development and management of autonomous AI agents

Increasingly, professionals and companies will need to adopt a stance proactive and experimental, turning AI into an ally.

Recommended courses:

AI and entrepreneurship: new market frontiers

Artificial intelligence is not only transforming the traditional job market, it is also paving the way for new business models. Digital entrepreneurs are using AI to create scalable products such as intelligent assistants, recommendation systems, and data-driven SaaS platforms. No-code tools combined with AI agents are enabling the emergence of lean, highly automated, and highly personalized startups.

A great example is the AI-based micro-SaaS, which solve very specific problems and can be created by a single person. Platforms like Bubble, FlutterFlow and Make, integrated with OpenAI models, make this scenario not only possible, but accessible.

For those who wish to explore this new territory, we recommend SaaS IA NoCode Training, designed to transform ideas into digital products using the power of artificial intelligence.

How AI is changing the market and shaping the future

Artificial intelligence is changing the market in an irreversible way. It is not only a technological revolution, but also a social, professional and economic transformation. The question is no longer “if” AI will impact your work, but “how will you position yourself in this new era”.

The good news is that there have never been so many accessible tools for those who want to learn AI in practice.

See all No Code Start Up training and courses

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