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What is Generative AI? Everything you need to know

generative ai 01

Estimated reading time: 7 minutes

Generative AI is a cutting-edge branch of artificial intelligence that produces diverse types of content, including text, images, audio, and synthetic data.

Its recent surge in popularity stems from user-friendly interfaces that allow you to create high-quality content — text, graphics, and videos — in mere seconds.

Evolution of generative AI

However, the technology is not entirely new. It dates back to the 1960s with the development of the first chatbots.

The real breakthrough came in 2014 with the introduction of Generative Adversarial Networks (GANs), a machine learning algorithm capable of creating convincingly realistic images, videos, and audio.

Two significant developments have brought generative AI into the mainstream: transformers and the language models they enable.

Thus, transformers revolutionized machine learning by allowing researchers to train large models without having to pre-label all the data.

This innovation has led to more insightful responses from AI systems, capable of analyzing not just words but also complex data such as code, proteins, and even DNA.

Large language models (LLMs), boasting billions or trillions of parameters, have ushered in a new era of generative AI.

These templates can create engaging text, create photorealistic images, and even generate entertaining content.

Multimodal AI now enables the simultaneous generation of text, image, and video content.

Therefore, this innovation enhances tools such as DALL-E, which can produce images from textual descriptions or generate captions from images.

GENERATIVE AI

How does it work?

Generative AI works by responding to a prompt, whether it’s text, an image, a video, or even musical notes.

AI uses various algorithms to produce new content based on this input, such as essays, realistic fakes, or problem-solving solutions.

Thus, in its early stages, generative AI required developers to send data through APIs or use best tools specialized.

Today, the user experience has improved dramatically, allowing users to enter requests in plain language and receive personalized responses based on style, tone, and other preferences.

Generative AI models

Generative AI models combine multiple algorithms to represent and process different types of content.

For example, to generate text, natural language processing techniques convert raw characters into sentences and actions, represented as vectors.

Similarly, images are divided into visual elements and processed as vectors.

However, it is essential to note that these models may encode biases, inaccuracies, or harmful content from the data they were trained on.

Once the data is represented, neural networks like GANs or variational autoencoders (VAEs) generate new content.

These models can then create realistic human faces, synthetic data to train AI systems, or even realistic representations of specific individuals.

GENERATIVE AI MODELS

Popular Generative AI Tools

Generative AI applications have gained widespread recognition, including:

  • DALL-E: A multimodal AI model that links text descriptions to visuals, allowing users to generate images from written prompts.
  • ChatGPT: Launched in November 2022 and built on GPT-3.5, this chatbot simulates natural conversations and allows for interactive feedback. GPT-4, released in March 2023, further improved its capabilities.
  • Gemini: Developed by Google, Gemini uses transformative AI for language and content generation. While its initial launch faced challenges, its most recent iterations have improved efficiency and visual responses.

Use cases for generative AI

Generative AI can be applied in several fields, including:

  • Creation of chatbots for customer service.
  • Generating deepfakes for entertainment or potentially harmful purposes.
  • Improve language dubbing in films and educational content.
  • Writing emails, resumes, or essays.
  • Design photorealistic art or new products.
  • Optimize chip design and suggest new drug compounds.
  • Compose music in specific styles.

Benefits

Generative AI offers significant advantages, such as:

  • Automate content creation processes.
  • Simplify email responses and technical queries.
  • Generate realistic representations of people and summarize complex information into coherent narratives.
  • Simplify the creation of content in specific styles and tones.

Limitations

While generative AI holds great promise, it also brings challenges:

  • It does not always provide sources for content, making verification difficult.
  • It can reflect biases and prejudices present in your training data.
  • Content that appears realistic can obscure inaccuracies.
  • Tuning AI models for specific scenarios can be complex.

Generative vs. Generative AI Traditional AI

Generative AI focuses on creating new content and solutions based on user prompts. It relies on neural networks like transformers, GANs, and VAEs.

In contrast, traditional AI typically follows predefined rules to process data, making it better suited for tasks that involve structured outputs.

GENERATIVE AI CHAT GPT

What is the future of generative AI?

Generative artificial intelligence has gone from being a promising trend to becoming a concrete revolution in the global innovation scenario.

Tools like ChatGPT, DALL·E, Midjourney, and Claude have driven digital transformation in areas like education, marketing, healthcare, software development, and content creation.

By 2025, generative AI is already deeply integrated into productivity platforms and work environments, automating creative tasks, streamlining customer service, and expanding the personalization of products and services.

According to reports from McKinsey and Gartner, it is estimated that by 2030, more than 70% of companies will use generative AI as part of their core operations.

Beyond automation, the focus is now shifting to AI governance and ethics: regulations are emerging to track the origin of AI-generated content, ensure its veracity, and prevent deepfakes or data manipulation.

Solutions of content provenance and digital watermarks are being implemented by companies like OpenAI and Google DeepMind.

The future points to the decentralization and democratization of this technology.

With NoCode and LowCode platforms, small businesses and freelancers are already creating smart solutions without the need to program.

No-code AI training has become a strategic bridge to innovate with agility and low cost.

The impact of generative AI goes beyond productivity — it is redefining the very notion of human expertise.

Traditional professions are being reshaped, requiring hybrid skills such as critical thinking, data curation, and prompt engineering.

Want to learn how to apply the best AI tools without writing a line of code? Discover our NoCodeIA Training and start innovating right now.

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Neto Camarano

Neto specialized in Bubble due to the need to create technologies quickly and cheaply for his startup. Since then, he has been creating systems and automations with AI. At the Bubble Developer Summit 2023, he was listed as one of the greatest Bubble mentors in the world. In December, he was named the largest member of the global NoCode community at the NoCode Awards 2023 and first place in the best application competition organized by Bubble itself. Today, Neto focuses on creating AI Agent solutions and automations using N8N and Open AI.

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We are living in an era where texts, images and videos can now be created by artificial intelligence. But there is one element that is gaining strength as a competitive advantage: the voice.

Whether in podcasts, institutional videos, tutorials or even automated service, the ability to create realistic artificial voice is changing how companies and creators communicate. And in this scenario, the ElevenLabs AI emerges as one of the global protagonists.

What is ElevenLabs

What is ElevenLabs?

O ElevenLabs is one of the neural speech synthesizers most advanced on the market. With its technology AI voice cloning and AI-powered text to speech, allows you to create realistic voices in multiple languages, with natural intonation, dynamic pauses and surprising emotional nuances.

Key Features:

  • Human-quality Text to Speech
  • Conversational AI with support for interactive agents
  • Studio for longform audio editing
  • Speech to Text with high accuracy
  • Voice Cloning (Instant or Professional)
  • Sound Effects Generation (Text to Sound Effects)
  • Voice Design and Noise Isolation
  • Voice Library
  • Automatic dubbing in 29 languages
  • Robust API for automations with tools like N8N, Make, Zapier and custom integrations
ElevenLabs FAQ

ElevenLabs FAQ

Find out more about the company and news from ElevenLabs directly at official website of ElevenLabs and see the API documentation.

Does ElevenLabs have an API?

Yes, ElevenLabs has a complete API that allows you to integrate speech generation with automated workflows.

With this, it is possible to create applications, service bots, or content tools with automated audio.

Discover the Make Course from NoCode Start Up to learn how to connect the ElevenLabs API with other tools.

Are ElevenLabs voices copyright free?

AI-generated voices can be used commercially, as long as you respect the platform's Terms of Use and do not violate third-party rights by cloning real voices without authorization.

Is it possible to use ElevenLabs for free?

Yes. ElevenLabs offers a free plan with 10,000 credits per month, which can be used to generate up to 10 minutes of premium quality audio or 15 minutes of conversation

This plan includes access to features like Text to Speech, Speech to Text, Studio, Automated Dubbing, API, and even Conversational AI with interactive agents.

Ideal for those who want to test the platform before investing in paid plans.

What is the best alternative to ElevenLabs?

Other options include Descript, Murf.ai and Play.ht. However, ElevenLabs has stood out for its natural voice, advanced audio editing features with AI, API integration and support for multiple languages.

Their paid plans start from US$ 5/month (Starter) with 30 thousand monthly credits, and go up to scalable corporate versions with multiple users and millions of credits.

See all available plans on the ElevenLabs website. However, ElevenLabs has stood out for the naturalness of its voice and the quality of its API.

How does ElevenLabs work?

You submit a text, choose a voice (or clone one), and AI converts that text into realistic audio in seconds. It can be used via the web dashboard or via API for automated workflows.

Examples of using ElevenLabs AI in practice

1. Video and podcast narration

Ideal for creators who want to save time or avoid the costs of professional voiceovers.

2. Automated service with human voice

Turn cold bots into realistic, empathetic voice assistants.

3. Generating tutorials and training with audio

Companies and CLT professionals can create more engaging internal materials.

4. Applications that “talk” to the user

With tools like Bubble, FlutterFlow or WebWeb, it is possible to integrate AI voice into apps.

How to integrate ElevenLabs with NoCode tools

NoCode tools

N8N + ElevenLabs API

Allows you to automate voice generation based on dynamic data using visual workflows in N8N. It is ideal for creating processes such as audio customer service responses, automated voice updates, and more.

Discover the N8N Course from NoCode Start Up

OpenAI Agents + ElevenLabs

With the use of AI agents, it is possible to create voice-responsive systems, such as a virtual attendant that speaks to the customer based on a dynamic prompt.

See the Agents with OpenAI Course

Bubble/FlutterFlow + ElevenLabs

Use the API to insert audio into your apps with interaction triggers or dynamic events.

ElevenLabs and NoCode: Open the door to creating experiences with voice AI

AI-generated voice is already a powerful, accessible and potential-rich reality. ElevenLabs is not just a tool, but an engine for creating immersive, automated and more human experiences.

If you want to learn how to integrate these possibilities with NoCode and AI tools, NoCode Start Up has the ideal paths:

The market is changing – fast. Artificial intelligence is no longer a trend, it has become a necessity. Companies are cutting costs, optimizing operations and looking for specialists to implement AI in their daily lives. And this is exactly where the AI profession comes in. AI Manager Course.

NoCode AI Manager Course: What it is, Who it is for and What its Objectives are

THE AI Agent Manager Training It is aimed at anyone who wants to enter the field of artificial intelligence in a practical way, without needing to know how to program.

The main objective is to train professionals capable of delivering automation and real solutions for companies using NoCode tools.

It is ideal for both those who want to offer services and those who want to open their own AI agency.

The training proposal is clear: enable you to bill more than R$14,000 per month working with intelligent solutions — a market that is only growing.

Access the training here

What is Included in the AI Agent Manager Course?

The training is structured in complete knowledge trails, with content organized by theme and level of mastery:

Topics covered:

  • Fundamentals from Zero to Advanced
  • Mastering Automations with AI
  • Creating and Selling AI Agents to Companies
  • Applied Prompt Engineering
  • Using NoCode tools like n8n, Dify, Make, OpenAI and more
  • Integration with WhatsApp, CRMs and payment gateways
  • Ready-to-clone and apply templates

When you sign up, you get:

  • 8 complete formations, including SaaS AI and technical courses from NoCodeStartUp;
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Differences between AI Manager Training and Other Courses

Unlike many generic courses, this training was designed as a complete ecosystem of learning and practical application, with total focus on generating results for the student.

  • 100% classes structured, edited and with step-by-step teaching methods
  • Mentors present, community engaged
  • Trail with beginning, middle and end, organized with teaching methodology
  • Real opportunities and networking with companies and devs
  • Masterclasses with experts who already apply AI in agencies and companies

Take advantage of the offer

What is the cost of the AI Manager Course and Access Conditions?

The promotional value of the training is R$ 1,497 in cash or in up to 12 installments of R$ 157.53 on the credit card.

  • Full access for 12 months
  • 7-day money-back guarantee
  • Updates included at no additional cost

FAQ: Main Questions About the AI Manager Course

Do you need prior knowledge?
No. All content is designed for absolute beginners in AI and NoCode.

How long do I have access?
You will have 1 year of access complete to the platform and updates.

Can I ask for a refund if I don't like it?
Yes. You have 7 days warranty to test and cancel without bureaucracy.

I'm a PRO student. Do I already have access?
Yes. NoCodeStartUp PRO subscribers have unlimited access to the training.

What are the extra costs for tools?
The only initial cost for teaching purposes is US$ 5 to use OpenAI API.

How long will it take for me to see results?
In the first few days, you can create and test your first AI agent.

What do I get when I purchase?
Immediate access to all tracks, bonuses, community, templates, Masterclass and tools.

How to Become an AI Manager?

To become an AI manager, the ideal is to start with training that combines practice and theory in an accessible way.

The NoCodeStartUp course focuses exactly on that, teaching how to create automations with AI without requiring prior programming knowledge.

You'll learn everything from the fundamentals to delivering real solutions using platforms like n8n, Make, Dify, Zapier, and OpenAI.

How Much Does an AI Manager Earn?

According to the market itself and reports from students, an AI manager can earn above R$10 thousand per month, working with consultancies, creating personalized agents or recurring services via intelligent automation.

Which Course Should I Take to Work with AI?

If you are looking for a practical, up-to-date course, with a strong connection to the market and no programming requirements, AI Agent Manager Training is one of the most complete currently.

It combines technical content with real-world application so you can start working quickly.

Invest in Yourself: Become a Professional AI Manager

If you are looking for a way to stand out in the digital market, enter the technology area without having to program and act with something that is growing rapidly, this course is a smart shortcut.

The AI Agent Manager Training provides a clear path, real support and applicable tools for you to work with AI in a professional manner.

It is applied learning with a total focus on solving real problems using artificial intelligence.

Access the AI Manager training now and start building a new future with AI.

Artificial intelligence (AI) is reshaping the way the financial sector operates, from risk analysis to the automation of complex processes. More than a trend, AI has become a strategic tool for financial institutions that want to increase their efficiency, reduce costs and offer personalized experiences. Within this scenario, the use of AI agents for finance has been gaining ground as a practical and accessible application for companies of all sizes.

Financial dashboard with automated charts and visuals representing artificial intelligence

AI Software Development in the Financial Sector

Creating AI-based solutions in the financial context requires robustness, security, and adaptability. Developing this type of software requires an architecture that is prepared to handle large volumes of data, continuous learning, and the ability to provide accurate insights.

In addition, systems need to be able to handle sensitive data, integrate with multiple sources (such as banks, brokerages, and ERPs), and adapt quickly to regulatory changes in the industry. Flexibility and modularity are core elements of any AI architecture for finance.

Integration with Existing Infrastructures

Much of AI’s success in the financial sector depends on its integration with legacy systems. This includes internet banking platforms, CRMs, payment gateways, and compliance tools. Using NoCode platforms such as make up or N8N allows you to create effective connections without the complexity of traditional development.

By the way, if you want to experience in practice how to integrate financial flows with AI, No-Code Start-Up provides a free N8N course with full video on YouTube. It's a great opportunity to explore real automations and understand how to structure secure and intelligent integrations in an accessible way.

With this approach, banks and fintechs can activate intelligent flows based on real data, such as automatic sending of alerts, personalized segmentations and recommendations based on consumer behavior.

Challenges in AI Development for the Financial Sector

Despite the enormous potential, there are challenges that need to be considered. Among the most relevant are:

  • Data quality: models are only effective if fed by clean and organized data.
  • Explainability: It is essential to understand how the AI arrived at a particular recommendation.
  • Cultural resistance: Traditional teams may resist adopting automation and algorithm-based decisions.

As highlighted by Deloitte, the combination of data governance, team training and ethical monitoring of AI is essential to mitigate risks and generate consistent results.

Security and Regulatory Compliance

The financial sector is one of the most regulated in the world. Therefore, all AI applications must comply with standards such as LGPD, GDPR and Central Bank regulations.

The adoption of good practices Data Privacy by Design, end-to-end encryption and role-based access control are just some of the basic requirements. Platforms such as Xano offer robust infrastructure with a focus on security for those who want to develop financial backends with AI.

Digital security illustration with padlock and financial data, symbolizing protection and compliance in AI application

Software Scalability and Resilience

As AI becomes a critical part of operations, it is necessary to ensure that systems are scalable and resilient. This means being able to grow as demand dictates, without compromising performance or security. Cloud computing and the adoption of microservices are essential strategies in this journey.

Companies like Goldman Sachs and Bank of Brazil have already demonstrated, in different contexts, how AI models can be deployed gradually, safely testing hypotheses before scaling to the entire operation.

AI Agents for Finance: Use Cases and Applications in the Financial Sector

1. Automated credit analysis

Companies like Credits use AI to evaluate hundreds of variables — including banking history, spending habits, and public data — to offer personalized credit. This reduces default rates and expands access to credit in a fairer way. According to McKinsey, automation can reduce analysis time by up to 70%.

2. Fraud prevention

O Bradesco and other institutions have implemented machine learning models that detect fraud based on behavioral patterns. When a transaction deviates from the pattern, the system triggers an automatic block or sends an additional verification to the user. According to Visa, the use of artificial intelligence helps prevent fraud totaling approximately US$14T25 billion.

3. Automated investment management

Robo-advisors like the ones from XP Investments use algorithms that analyze investor profiles, financial goals and market conditions to assemble and rebalance portfolios autonomously. CB Insights highlights that these systems are democratizing access to quality financial services, previously restricted to large investors.

4. AI-powered customer service

O Itau has incorporated AI into its digital channels, allowing customers to renegotiate debts, request second copies of bills or consult invoices using natural language. This reduces response time, improves customer experience and frees up human teams for more complex cases. According to Accenture, up to 80% of first-level banking interactions can now be automated using artificial intelligence.

5. Cash flow forecast

Financial management startups use AI agents for finance that integrate data on accounts payable and receivable, seasonality and market trends to predict cash flow for the coming months with high accuracy. Based on this information, more assertive decisions can be made. Harvard Business Review reinforces that this approach reduces the margin of error in financial projections and improves strategic planning.

The Role of AI Agents for Finance

Among all the applications, the AI agents for finance stand out for their versatility and accessibility. They function as intelligent “copilots”, performing tasks such as:

  • Automatic generation of financial reports
  • Sending alerts about targets or deviations
  • Predictive profitability analysis

Using platforms such as Dify and OpenAI, it is possible to configure these agents with natural language, making them easier to use even for those without technical training. This expands access to data intelligence in the financial sector.

The Future of AI in the Financial Sector

Artificial intelligence in the financial sector is no longer a distant promise — it is present in strategic decisions, customer service, and risk management. The adoption of technologies like AI agents for finance represents a leap forward in digital maturity. As technical challenges are overcome and platforms become more accessible, companies of all sizes will be able to use AI not only to automate, but to evolve.

Organizations that master the use of AI ethically, safely, and strategically will be ahead in delivering value and conquering the market. The future of finance is predictive, integrated, and data-driven — and it starts now. Want to learn how to build your own AI-powered financial agents without coding? Access the AI Agent Manager Training and discover the most practical way to apply all this in your context.

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